FIN 201 CBT PRACTICE

1. Identify the component critical to financial intermediation success.

2. Identify the output commonly associated with banking operations.

3. Mention the key advantage of mergers for smaller banks.

4. Highlight a critical metric for measuring bank performance.

5. Specify a disadvantage of banking automation.

6. Indicate the method banks use to reduce errors in service delivery.

7. State the challenge faced by customers due to insufficient bank staff.

8. Highlight the term describing the process through which banks create new credits when loans are issued.

9. Highlight the component that evaluates the efficiency of resource utilization in banking.

10. Emphasize the cost banks incur due to automation maintenance.

11. State the primary factor contributing to economies of scale in banking.

12. Define the key benefit of capital adequacy in banking operations.

13. Emphasize the service banks provide for transferring funds between locations.

14. Indicate the purpose of statutory reserves for banks.

15. Identify the component critical to financial intermediation success

16. Recognize the theory explaining money creation by the banking system as a whole, not individual banks.

17. State the primary goal of operating costs in banking.

18. Mention the key advantage of mergers for smaller banks.

19. Highlight the service enabling banks to attract more customers by offering consultancy.

20. Emphasize the undesirable output in banking operations.

21. Point out the reason banks impose transaction costs on accounts.

22. Define the system ensuring real-time financial transactions without physical bank visits.

23. Recognize the benefit derived by banks from mergers and acquisitions.

24. Highlight the primary cause of credit rationing in banking.

25. Mention the factor affecting demand for banking services due to poor accessibility of branches.

26. Describe the element ensuring banks meet operational challenges

27. Emphasize the main advantage of branch automation.

28. Indicate the tool used by banks to manage financial risks effectively

29. Mention the process banks use to mobilize funds from surplus units to deficit units.

30. Point out the type of reserve maintained by commercial banks due to regulatory requirements.

31. Describe the service enabling customers to access funds exceeding their deposits.

32. Emphasize the feature of banking automation reducing redundancy in human labor.

33. Indicate the critical output resulting from customer deposits and bank lending.

34. Identify the primary role banks play in a market-based economy.

35. Define the key factor influencing customer demand for banking services.

36. Highlight the advantage of online banking for customers.

37. Define the focus of performance measurement in banking.

38. Identify the primary reason banks collect reserve funds.

39. Emphasize the essential source of funds for commercial banks

40. State the major challenge associated with mergers and acquisitions in banking.